Tell us about the deal
Share the property, purchase price, rehab or construction budget, rental income, timeline, and exit strategy.
Home
Our process
From the first conversation to your next step.
Share your project, explore potential fit, and build the information lenders need. We keep the process clear as your file moves forward.
Process
A direct process from deal review to lender submission.
Get a fit review
We review the use case, leverage request, collateral, timeline, and exit to identify programs worth pursuing.
Move to submission
We help organize the documents and deal story lenders need so your request can move with fewer surprises.
What your review covers
Make the next financing decision with a clearer picture.
Work directly with Phillip Stephens to organize your project, explore available lender options, and identify the details still to confirm.
Your project and potential fit
Discuss the property, available capital, target timeline, and exit to identify programs worth exploring.
The costs and choices
Compare available structures by cash needed, fees, repayment terms, draws, and the way you plan to use the loan.
A written next step
Receive a recap of the information reviewed, the open questions, and what to gather or confirm next.
Our initial fit review is separate from a lender’s terms or approval. Detailed comparisons depend on the information and proposals available.
After the initial review
Build the file.
Review the terms.
Move toward closing.
When a lender indicates interest, we help you gather the application and supporting documents required for the next stage. Any preliminary terms remain subject to the lender’s review.
We work through questions about structure, costs, conditions, and timing with you and the lending partner. The lender makes the credit decision and confirms the requirements for closing.
A fit review is not a commitment to lend. Availability and timing vary by transaction, lender, and state.