Send the deal
Property, amount needed, the closing date, any debt being paid off, and how the bridge loan is repaid.
Bridge financing
Bridge loans for investors working against a deadline.
Short-term, business-purpose capital for acquisitions, payoffs, seasoning gaps, and deals where the closing date will not move. Bridge debt is underwritten on the collateral and on the exit that retires it — the sale, the refinance, or the lease-up.
- Structured around a defined exit rather than long-term amortization.
- Used when capital is tied up in another project or a payoff is due.
- Commonly refinanced into DSCR rental debt once the property stabilizes.
- Send a deal and get a straight read on fit within 24 hours.
Send the deal and the deadline.
Program at a glance
The numbers investors ask about first.
Figures describe programs commonly available through the lenders we place with. Final terms come from the lender after underwriting and appraisal.
How it works
The exit is the underwriting.
Get a fit review
We check the leverage against the collateral and test whether the exit is documented well enough for a lender to underwrite it.
Move to submission
We help organize the payoff figures, timeline, and deal story so the file can move against your closing date.
Recent placements
Bridge deals we have helped move to closing.
FAQ
Bridge questions we answer most.
What is a bridge loan for an investor?
It is short-term, business-purpose financing for investment real estate, used when speed, collateral value, and the exit plan matter more than traditional consumer mortgage requirements. It is repaid by a sale, a refinance, or a lease-up rather than by long-term amortization.
What property types can fit investor financing?
Most requests start with non-owner-occupied residential investment properties such as single-family homes, duplexes, triplexes, fourplexes, townhomes, and eligible rental properties. Program availability can vary for larger multifamily, mixed-use, manufactured housing, or ground-up construction scenarios.
Can I refinance a bridge loan into a DSCR loan?
Often, yes. Once the property is rented or rent-ready, investors may use a DSCR refinance to pay off short-term bridge debt and move into longer-term rental financing. Seasoning, appraisal support, rent, credit, and reserves all affect the options.
How fast can my deal be reviewed?
Complete requests move fastest. Send the property address, purchase price, budget, expected rent or resale value, timeline, credit profile, liquidity, and exit strategy so we can identify practical next steps.
Next step
Ready to put a file together?
Send the deal above for a fit review, or go straight to the full application if the closing date is already set.
Prefer to talk it through? Call (701) 353-0929.